Canada’s in a Technical Recession — Here’s What That Actually Means
Two quarters of economic decline sounds scary, but the real impact on your wallet might be different than you think. Canada officially entered a technical…
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AI scammers are getting scary good at stealing your money
Artificial intelligence is making financial fraud so convincing that even skeptical people are getting fooled. The days of obviously fake Nigerian prince emails are over….
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Canada’s summer job crisis hits young workers where it hurts
Fewer openings and rising youth unemployment mean traditional summer earning opportunities are drying up fast. Canada's summer job market is collapsing. Youth unemployment is climbing…
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Tipping in Canada is expensive and nobody knows the rules
The unwritten tipping code is costing everyone more money, and even long-time Canadians are confused about what's expected. Canada's tipping culture has spiraled into an…
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Single-stock yield ETFs: paying more for less performance
Those monthly income ETFs focused on one stock might be charging high fees while delivering weaker returns than you'd expect. Single-stock yield ETFs promise monthly…
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Summer camp costs $700 a week and nobody warned you
Childcare doesn't magically disappear in July, but your budget might if you haven't planned for camp fees. Summer camps in Canada now cost between $100…
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Gas hits $2 per litre and Canadians are reshuffling everything
When fuel costs this much, your grocery runs and weekend plans become budget decisions. Gas stations across Canada are posting prices that would have been…
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Your house is worth less than your mortgage now what
Falling home prices left you underwater on your mortgage — here's how to navigate renewal without panic. If your house is suddenly worth less than…
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Airbnb hosting looks easy until you read the fine print
That spare room could pay your mortgage, but most first-time hosts have no idea what they're signing up for. Short-term rental hosting promises easy money…
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Your convenience spending is quietly destroying your budget
Food delivery and grocery apps feel like small splurges, but they're adding up to hundreds per month. That $18 DoorDash order doesn't feel like much…
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The retirement numbers your financial planner actually uses
Financial planners have specific assumptions for inflation, returns, and life expectancy that make retirement math work in the real world. Financial planners don't guess when…
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FIRE Followers Get Real About Early Retirement Progress
After years of extreme saving, how are Canada's FIRE devotees actually doing as they approach their early retirement goals? The FIRE movement promised financial independence…
